About This Site
Banks, exchanges, wallets. One budget. Orla is a budgeting app for people whose money lives in banks, exchanges and crypto wallets at once: one balance, one budget, and a year-end tax report drawn from the same ledger. The AI side: a built-in Copilot that answers questions from your own ledger, statement scanning in any language, and connectable AI agents (API key or MCP in clients such as Claude and ChatGPT) that hold a stablecoin budget with hard spending limits. Every autonomous payment is notified and reported separately from human-signed spending. Invoicing is built in: an invoice carries its own payment page with bank details and stablecoins side by side, and a crypto payment marks the invoice paid once it confirms on chain. Invoices priced in USDC can be paid by other people's AI agents over x402, at the same URL a person opens as a payment page. There is also a permanent payment address at orla.finance/@yourname. Shared spaces cover couples, families, teams and groups: roles, budgets, expense splitting and approval rules. Free plan included, paid plans from $25.
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Key Features AI
Core Features
One balance across banks, exchanges and crypto wallets
Invoices and pay links auto-marked paid on chain confirmation
AI agents with a stablecoin budget, hard limits and x402 payments
FIFO capital gains estimate and shared spaces with approval rules
Advantages
Combines fiat accounts, crypto exchanges, and self-custody wallets in one ledger
Free plan is available forever with no card required
Supports categorized crypto trades, fees, and wallet transfers
Provides FIFO capital-gains and tax report exports on eligible plans
Read-only connections reduce the risk of unauthorized account activity
One subscription covers all personal, family, group, and business spaces owned by the user
Supports shared budgets, invoices, team permissions, and approval workflows
Allows payment by card or USDT and USDC
Data remains readable and exportable after downgrading to the Free plan
缺点：Live bank and exchange synchronization is not available on the Free plan
缺点：The Free plan has low limits for cards, invoices, storage, scans, and Copilot messages
缺点：Some advanced features, including tax exports, AML monitoring, agent wallets, and document encryption, require paid plans
缺点：Wallet support depends on compatible blockchain networks and public-address tracking
缺点：The platform requires an account email to maintain a ledger
缺点：Prepaid subscription time is generally not refunded when a plan is canceled
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