Fintech 34

Shop now, pay later service with no interest if paid within 12 months. Blue provides a shop-now-pay-later service that allows users to split payments over multiple paychecks with no interest or fees if paid in full within 12 months. It offers a spending limit, reports repayments to credit bureaus to help build credit history, and provides a Mastercard card accepted globally. Blue emphasizes transparency with no hidden charges or sneaky fine print.
Embeddable accounting software with APIs and UI components for easy integration. AccelBooks is a platform that allows businesses to embed accounting software into their own platforms. It provides infrastructure, APIs, and UI components to launch ledger-based financial products without the engineering hassle. AccelBooks offers features like transaction categorization, report building, a configurable general ledger, and data connection to unify payments, banking, payroll, and inventory data.
AI-powered wealth management platform and personal financial OS. Brisa is an AI-first personal wealth management platform and 'wealth OS' built for users in the US and Canada. It consolidates a user's full financial picture—including assets, liabilities, bank accounts, investment portfolios, real estate, private equity, documents, and multiple currencies—into a single, secure live view. Moving away from traditional spreadsheets or fragmented tools, Brisa utilizes an integrated AI assistant called Concierge to provide context-aware insights, financial research, and reasoning explained in plain language, making personalized wealth intelligence accessible without the need for expensive human private advisors.
AI-powered app for credit card debt management, on-time payments, and rewards. BON Credit App is a free, AI-powered fintech application designed to help users manage and reduce their credit card debt. It analyzes credit cards, balances, interest rates, and spending habits to provide a simple, personalized plan for paying less interest and clearing debt faster. The app consolidates all credit cards into one place, offering clear visibility of bills, due dates, and payments. It rewards users for on-time payments with BON Coins, gift cards, and exclusive BON Drops from over 500 top brands. BON also features CredGPT, an AI guide that answers financial questions and helps users find suitable credit cards. The app emphasizes a positive and celebratory approach to money management, ensuring bank-grade security for user data.
AI mortgage platform simplifying home loan process and negotiation. Approval AI is America’s first AI mortgage platform designed to help homebuyers save time, money, and stress by automating the most painful parts of getting a mortgage: paperwork, rate shopping, and negotiation. It uses artificial intelligence to simplify the mortgage journey, allowing users to fill one form, let AI shop lenders, negotiate rates, and enjoy a spam-free process to find their best home loan. The platform acts as a technology tool for users to independently explore, organize, and manage the mortgage process, providing educational information and assistance in preparing financial details for potential mortgage applications, rather than acting as a mortgage lender or broker.
AI-native infrastructure for automated invoice and receipt retrieval. Well Embed is an AI-native infrastructure that provides APIs and connectors to automatically retrieve invoices and receipts from any web portal, email, chat apps, or cloud storage. It extracts structured data, enabling users to build finance tools, unlock revenue, and streamline spend management by letting their platforms read receipts and invoices.
AI-powered platform for accounts receivable and working capital solutions. Daylit is an AI-powered Receivables Intelligence platform that helps businesses get paid faster and stop chasing customers. It leverages AI agents to automate accounts receivable operations, supercharge manual collections, and forecast cash flow. Beyond A/R intelligence, Daylit offers a comprehensive suite of working capital solutions including FundNow (accounts receivable financing), OfferTerms (extending payment terms to customers), PayLater (accounts payable financing/reverse factoring), and DrawDown (revolving line of credit for major investments). The platform aims to provide an all-in-one solution for managing cash flow, automating collections, and accessing flexible funding options across various industries.
India's first free AI-powered chatbot for UPI payments - get instant answers about UPI apps, banks, integration, and troubleshooting 24/7. UPI AI Assistant is a completely free AI chatbot dedicated exclusively to answering questions about India's Unified Payments Interface (UPI). Powered by advanced language models, it provides instant, accurate, and conversational answers to any UPI-related query. Whether you're a beginner learning about UPI, a merchant setting up payment acceptance, or a developer integrating UPI APIs into applications, this AI assistant serves as your 24/7 expert companion. No login required, no subscription fees, no credit card needed - 100% free forever. The AI covers comprehensive UPI knowledge including: all major UPI apps (PhonePe, Google Pay, Paytm, BHIM), bank-specific policies, transaction limits, merchant integration guides, developer APIs with code examples, security best practices, and troubleshooting solutions.
AI assistant for Spanish tax queries and automated document data extraction. HaciendaIQ is an AI-powered assistant specialized in Spanish taxation and document management. It allows users to extract data from various documents like invoices, payrolls, and PDFs into structured formats such as XLSX, JSON, or SQL. It covers both common Spanish tax territory and foral jurisdictions including Vizcaya, Guipúzcoa, Álava, and Navarra. Beyond simple OCR, it interprets the context of documents to provide fiscal insights, answer questions about IRPF, IVA, and Social Security, and generate accounting-ready files to optimize productivity for advisors and businesses.
AI-powered stock analysis newsletter identifying significant stock market changes daily. StockQuakes is a daily newsletter that uses AI to identify noteworthy changes in the stock market. It analyzes over 5000 stocks daily, running over 12000 AI models, and delivers the results directly to subscribers via a daily newsletter. StockQuakes provides charts and table reports highlighting the top 10 and top 100 UP and DOWN stocks based on their proprietary AI algorithms.